NIFTY 5023,412.60▲ 0.14%
SENSEX74,608.98▲ 0.07%
NIFTY BANK53,456.15▼ 0.27%
NIFTY IT29,394.20▲ 1.21%
INDIA VIX19.42▲ 0.75%
USD/INR95.71▲ 0.43%
GOLD₹1,62,010▲ 4.52%
NIFTY 5023,412.60▲ 0.14%
SENSEX74,608.98▲ 0.07%
NIFTY BANK53,456.15▼ 0.27%
NIFTY IT29,394.20▲ 1.21%
INDIA VIX19.42▲ 0.75%
USD/INR95.71▲ 0.43%
GOLD₹1,62,010▲ 4.52%
NIFTY 5023,412.60▲ 0.14%
SENSEX74,608.98▲ 0.07%
NIFTY BANK53,456.15▼ 0.27%
NIFTY IT29,394.20▲ 1.21%
INDIA VIX19.42▲ 0.75%
USD/INR95.71▲ 0.43%
GOLD₹1,62,010▲ 4.52%
Search funds, holdings…⌘K
NSE · Live
✦ Try Plus freeAsk FolioKey+ Invest
📊 Research · Portfolio Overlap

Are you really diversified?

8 funds ≠ 8× diversification. If all 8 hold HDFC Bank, Infosys, and TCS — you have concentrated risk dressed up as diversification. This page reveals the actual stocks appearing across your funds.

🎭
The illusion of diversification
You buy 5 different mutual funds thinking you're diversified. But most Indian equity funds hold the same top 20 stocks — HDFC Bank, Reliance, Infosys, TCS. Your "5 funds" might really be just 20 stocks in disguise.
💥
Why overlap is dangerous
If HDFC Bank falls 30% (it happened in 2023), every fund holding it falls together. Your ₹55L portfolio drops — in all 5 funds simultaneously. Real diversification means your funds don't move together.
🔧
How to fix it
Add funds from different ecosystems: international funds (US stocks), sector funds (pharma, infra), or index funds from different indices. Zero correlation to your existing Indian equity funds.